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RV Insurance Quote Form

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If you happen to have a copy of your current auto insurance declarations page, feel free to attach it here. You can obtain an electronic copy of your declarations page from your current insurer.

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RV INSURANCE

Be safe. Get the coverage you need to enjoy the ride.

An RV insurance policy provides essential protection for your recreational vehicle. You have the optionto enhance your protection by choosing additional coverage options. You'll enjoy the journey and the adventure even more when you're less worried about you and your family's safety, your belongings and your investment.

Coverage

RV insurance offers all the same basic coverage options as regular insurance including:

  • Bodily Injury Liability
  • Property Damage LIability
  • Personal Injury Protection (PIP) and/or
  • Medical Payments (Med Pay)
  • Uninsured and Underinsured Motorist
  • Comprehensive
  • Collision

Other popular coverage options

Roadside Assistance - Covers you for assistance after a breakdown including changing a flat tire, delivering essential fluids, towing, and help from a locksmith if you lock your keys in your RV.

Emergency Assistance Includes all the features of Roadside Assistance plus adds coverage for personal property, temporary living expenses and transportation costs if your RV becomes uninhabitable.

Audio-Visual and Custom Equipment - Protects your audio visual and custom equipment that was not installed at the factory or dealership. Audi-visual systems and equipment, like a stereo, DVD player or a flat-screen TV must be permanently installed. Custom equipment includes any part that modifies the appearance or performance of your RV like an awning, a modified or custom engine, exterior tool boxes, special carpeting, custom wheels and decorative decals.

Loan or Lease Protection - Covers the difference between how much is left on your loan or lease and how much your RV is actually worth if it's declared a total loss.

Personal Property Coverage - Covers damage or theft of some personal belongings while in your RV.

Electronic Lock and Key Replacement - Coverage for lost or stolen electronic keys, remote control pads and locks.

Pet Coverage - Veterinary expenses or death benefit if your pet is injured or dies in a collision.

Discounts and Savings

We know you'd rather be mapping out your next destination than worrying about how much you're paying for RV insurance. Talk to us for personal advice on how you can save money for your next camping adventure.

Pass an accident prevention course - RV operators aged 55 years old and older who successfully complete an approved accident prevention course can get a discount that lasts for three years.

Deter thieves/Anti-Theft Device - Qualify for a discount when your RV is equipped with an audible alarm or a disabling device that renders the fuel, ignition or starting system inoperable. If your RV has either a Lo-Jack or Teletrac system, your comprehensive deductible may be waived if your RV is stolen while the anti-theft service is activated.

More than one set of wheels - Qualify for a discount when you insure your RV and car on the same policy.

More than one policy - Get a multiple policy discount when you also insure your home, condo, motorcycle or boat with the same carrier.

Put in storage for the winter - Reduce your coverage to just comprehensive during the months your RV is stored. When it's time to head back out on the road, let us know and we'll reactivate your liability and other coverages.

Choose a higher deductible - A higher deductible will lower your insurance rate. A higher deductible generally lowers your premium, but increases the amount you must pay out-of-pocket if you file a claim.

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