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Homeowner Insurance Quote Form

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If you happen to have a copy of your current auto insurance declarations page, feel free to attach it here. You can obtain an electronic copy of your declarations page from your current insurer.

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HOME INSURANCE

Be safe. Get the coverage you need to enjoy the ride.

Every standard homeowner policy includes coverage to help pay for repairs or to rebuild your home and other buildings on your property. This is the core of a home insurance policy.

Coverages

Taking the time to understand what types of homeowner insurance coverage are included in your policy can help you to understand what it protects. Most homeowner insurance policies include standard coverages like:

Dwelling (Home Structure) - Provides coverage to protect the physical structure of your home, like the walls and the roof.

Other Structures - Provides coverage to protect the physical structure of buildings on your property that are separate from your home, such as a shed or a stand-alone garage.

Personal Property - Covers the belongings inside your home, which can include things like furniture, bicycles, stereos and more. If these belongings are stolen or damaged outside of your home, personal property coverage could also help you replace them.

Liability Protection - Liability insurance can help protect you if someone makes a claim against you or sues you for damages after being injured on your property.

Guest Medical Protection - Can help cover the cost of medical expenses for a person who's injured on your property.

Temporary Housing and Expenses - If you're unable to live in your home while it's being repaired or rebuilt after a covered loss, additional living expenses helps pay the cost of temporary housing and living expenses for up to 24 months.

Other Optional Coverage - You can add optional coverage to your homeowner policy, but you can also purchase separate insurance policies that offer more protection. A couple of examples are Flood Insurance and Personal Umbrella Insurance.

Discounts and Savings

Multi-Policy Discount - When you have two or more policies with the same company, you can save big - sometimes up to 30%.

Easy Pay Plan - Save up to 5% when you set up automatic payments from your checking or savings account.

Claim-Free Discount - Get up to a 20% discount when you switch carriers without a home insurance claim.

Early Signing Discount - When you sign up for a new policy before your current one expires, you could save up to 10%.

Home Buyer Discount- If you purchase a newly constructed home, you could save up to 10%. Recent home buyers may also qualify, so be sure to ask us.

Safe Home Discount - Save up to 15% when your home has additional protection against fire and theft, like a home security system.

Welcome Discount - New customers can get up to 10% off the first two years you are insured.

55 And Retired Discount - Over the age of 55 and retired? You could save up to 10% on homeowner insurance.

Other Discounts - There are also homeowner insurance discounts for smoke-free homes, homes with storm shutters, homes with hail-resistant roofs and more.

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