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Business Insurance Quote Form

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If you happen to have a copy of your current auto insurance declarations page, feel free to attach it here. You can obtain an electronic copy of your declarations page from your current insurer.

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As business owners ourselves, we understand the protection that businesses need to prosper in today's world. Lifetime Investments & Insurance knows that every business and every industry is unique. Whether your business is small or large, simple or complex, we have the expertise and experience to identify the proper way to insure each of your particular needs.


General Liability Insurance - Every business, even if home-based, needs to have liability insurance. It provides coverage for both defense and damages if you, your employees, your products or services cause or are alleged to have caused bodily injury or property damage to a third party.

Property Insurance - Provides coverage for your building and business personal property, including office equipment, computers, inventory or tools. You should also consider business interruption/loss of earnings insurance as a part of the policy to protect your earnings if the business is unable to operate.

Business Owner's Policy (BOP) - This policy packages together all of the required coverage a business owner would need. Often, a BOP includes business interruption, property, vehicle, liability, and crime coverages. You can choose what coverages and limits you need.

Commercial Auto Insurance - Protects your company's vehicles that carry employees, products or equipment. If you don't have company vehicles, but employees drive their own cars for company business, you should have non-owned auto liability to protect the company in case the employee does not have insurance or has inadequate coverage.

Worker's Compensation - Provides wage replacement and medical benefits to employees who are injured on the job. All states require you to have this insurance if you have W2 employees and the penalties for non-compliance can be very stiff.

Professional Liability - Provides defense and damages for failure to or improperly rendering professional services. Directors & Officers Insurance - Protects directors and officers of a company against their actions that affect the profitability or operations of the company.

Data Breach If sensitive or non-public information is breached, this provides protection against the loss.

Fidelity Bond - Covers policyholders for losses incurred as a result of fraudulent acts by specified individuals. Typically provides coverage caused by the dishonest acts of employees.

Commercial Umbrella - Coverage for your business in case any liability insurance already in place, does not fully cover the actual liability. (Excess Liability)

Types Of Businesses We Insure

Accounting & Administrative Services

Advertising & Marketing


Architects & Engineers

Automotive Service & Repair



Barber, Beauty & Nail Salons

Building/Apartment Management/Maintenance

Business Consultants

Convenience Stores With Fuel

Contractors and Artisans

Carpentry Contractors

Concrete Contractors

Drug Stores & Pharmacy

Debris Removal Contractor

Flooring Installation Contractor

Funeral Homes


Gas Stations

General Contractor

Grocery Stores

Handyman Contractor

Healthcare, Elderly Care & Medical Offices



HVAC Contractors


Liquor Stores

Machine Shops






Packing Houses

Painting Contractors

Pet Stores & Veterinary Services

Plumbing Contractor

Printing Businesses

Professional Services

Rental Services

Residential/Commercial Cleaning Service


Retail & All Stores

Roofing Contractors


Short/Long Haul Trucking


Vacation Buildings

Vapor Shops



Window & Door Installation

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