As an independent insurance broker, we will shop and find the most affordable auto insurance coverage to meet your needs and budget. We represent many insurance companies like MetLife, Travelers, Encompass, Mapfre, Safeco, Foremost, State Auto and many more.
Loan & Lease Coverage- If your car is declared a total loss because of an accident or theft, this coverage helps pay for a possible difference between how much is left on your loan or lease and the depreciated street value of your car. (Sometimes called Guaranteed Auto Protection or GAP)
New Car Replacement- If you're the original owner of a car that has been totaled or stolen, this coverage pays you the value of a comparable new car.
Home and Auto Discount- Save up to 15% when you combine your home and auto insurance policies with the same company.
Safe Driver- These are rewards and discounts available to safe drivers who have a clean driving record, drive a safe car or take an accident-prevention course.
Accident Prevention Courses- Drivers within a defined age range (55+ in most states) who successfully complete an approved accident prevention course may get a discount that lasts for three years.
Teen Safety Rewards- Provides a collection of tools, benefits and discounts to help your teen become a safer driver and to help you manage the cost of adding a teen driver to your auto policy.
Drive Less/Pay Less- Save up to 20% with this discount if your car is in the driveway more than it's on the road.
Multicar Discount- Get a discount when you insure multiple cars on the same policy.
Deter Thieves- Anti-theft devices discounts apply when your car is equipped with an audible alarm or a disabling device that renders the fuel, ignition or starting system inoperative.
Anti-Lock Brakes Discount- A discount is available in some states for cars equipped with a factory installed four wheel anti-lock braking system (ABS).
Own Your Own Home- Qualify for significant savings on your auto insurance policy when you own and primarily reside in a single-family home, townhouse, condominium or mobile home.
EFT - Save up to 5% on auto insurance when you set up automatic withdrawal.
Electronic Policy Discount- A convenient way to view all your insurance documents online and save up to 10%.
Full-Pay Discount- Save up to 10% when you pay your policy in full.
Auto/Life Discount- Enjoy a discount on your auto insurance when you purchase a life insurance policy.
Future Date Discount- Save up to 10% when you sign your policy seven days before it becomes effective.